CluenexEverest Group EG
Everest Group scores weak on business quality (4.0 of 10). Here is why, in plain words, and what our sealed record shows.
Why it matters
- What Everest Group does
Everest Group writes property, casualty, and reinsurance policies globally, collecting premiums to absorb catastrophic risk for primary insurers.
- What it does best
Everest excels at underwriting large-scale property and casualty reinsurance backed by $16.8B in revenue. Its global broker relationships and underwriting discipline deliver an operating margin of 14.3%, lagging RNR's 42% but maintaining profitable scale.
- The main risk
Everest recently sold its Canadian retail operations to Wawanesa, leaving its revenue base narrower and more exposed to volatile property and casualty reinsurance pricing cycles without retail diversification.
Quality, check by check
Scored against its own industry, from company filings.
Operating margin stands at 14.3% and net margin at 11.3%, supported by modest efficiency. However, profitability lags broader sector peers, placing its operating margin in the 21st percentile.
Everest holds a modest competitive position in global reinsurance, reflected by an ROE of 12.4% and an ROE sector percentile of 38. Reinsurance lacks high switching costs, limiting pricing power against deep-pocketed rivals.
Revenue growth slowed to 1.2% over the latest period, down from $17.5B in 2025. This compares to a sector revenue growth percentile of 15, placing it near the bottom quartile of its peers.
Net debt sits at $2.3B with interest coverage at 16.3x, making debt costs manageable. Operating cash flow reached $2.0B while buybacks consumed $1.1B, keeping the balance sheet in a stable posture.
Insiders
Executives and directors, from SEC Form 4 filings we read ourselves. Open market trades only; grants, option exercises and pre-planned sales left out.
No open market buys or unplanned sales by executives or directors.
Our sealed record on EG
Verdicts appear here 30 days after we publish them; members see today's. Each one is in the nightly ledger, fingerprinted the night it was made.
The first sealed verdicts appear here on Oct 11, 2026.
Questions
Everest Group scores weak on the Cluenex quality check (4.0 of 10), measured against its own industry. Profitability is weak, moat weak, growth slow and financial health fair.
In the last 90 days of SEC Form 4 filings: No open market buys or unplanned sales by executives or directors.
Oct 28, 2026, after the close.
See EG today
- Today's verdict on EG, and why
- Fair value with cautious, base and optimistic cases
- The exact price that would change the verdict
- Which stocks each signal names, the night it fires
Cite this page: Cluenex, “Everest Group (EG)”, https://cluenex.com/stocks/eg/, data as of Oct 10, 2026.