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Lowe's Companies Inc LOW

Lowe's Companies Inc scores average on business quality (5.5 of 10). Here is why, in plain words, and what our sealed record shows.

Last price$186.00Oct 9, 2026
Business qualityAverage
Next earningsNov 18, 2026, before the open
Insiders, 90 daysQuiet

Why it matters

  1. What Lowe's Companies Inc does

    Lowe's Companies operates home improvement retail stores, selling building materials, appliances, and tools directly to homeowners and professional contractors to generate its revenue. The company is leaning into modern logistics through drone delivery rollouts to capture time-sensitive contractor demand.

  2. What it does best

    Lowe's extracts elite capital returns with a 264.5% ROE, far outpacing peer FND's 9.5%. This stems from aggressive balance sheet optimization and intensive inventory turns across its massive store footprint.

  3. The main risk

    Net debt sits at $38.9 billion against $982 million in cash, leaving the balance sheet highly sensitive to prolonged consumer spending slowdowns in big-ticket home renovation categories.

Quality, check by check

Scored against its own industry, from company filings.

ProfitabilityFair

Operating margin stands at 11.4% with a 33.1% gross margin, delivering stable profitability that scales efficiently with store volume.

MoatStrong

An unmatched retail footprint locks in loyal pro contractors and DIYers, reflected by an exceptional ROE in the 97th sector percentile that keeps new entrants at bay.

GrowthSlow

Revenue grew 3.1% to $90.4B, marking a sluggish growth profile that sits in the 38th percentile of its sector and reflects a choppy demand environment compared to past years.

Financial healthFair

Interest coverage is 6.5x while free cash flow hits $7.0B, backed by $9.3B in operating cash flow: debt servicing remains manageable but leverage is heavy.

Insiders

Executives and directors, from SEC Form 4 filings we read ourselves. Open market trades only; grants, option exercises and pre-planned sales left out.

No open market buys or unplanned sales by executives or directors.

Our sealed record on LOW

Verdicts appear here 30 days after we publish them; members see today's. Each one is in the nightly ledger, fingerprinted the night it was made.

The first sealed verdicts appear here on Oct 11, 2026.

Questions

Is LOW a good business?

Lowe's Companies Inc scores average on the Cluenex quality check (5.5 of 10), measured against its own industry. Profitability is fair, moat strong, growth slow and financial health fair.

Are insiders buying LOW?

In the last 90 days of SEC Form 4 filings: No open market buys or unplanned sales by executives or directors.

When does LOW report earnings?

Nov 18, 2026, before the open.

For members

See LOW today

  • Today's verdict on LOW, and why
  • Fair value with cautious, base and optimistic cases
  • The exact price that would change the verdict
  • Which stocks each signal names, the night it fires
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Cite this page: Cluenex, “Lowe's Companies Inc (LOW)”, https://cluenex.com/stocks/low/, data as of Oct 10, 2026.