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NVR Inc NVR

NVR Inc scores average on business quality (5.4 of 10). Here is why, in plain words, and what our sealed record shows.

Last price$5,899Oct 9, 2026
Business qualityAverage
Next earningsOct 22, 2026, before the open
Insiders, 90 daysBuying

Why it matters

  1. What NVR Inc does

    NVR builds homes and sells mortgage financing. It avoids owning large swaths of land, instead securing lots via purchase agreements.

  2. What it does best

    NVR excels at capital efficiency, generating a 31% return on equity. This asset-light lot acquisition strategy is difficult for traditional land-heavy homebuilders to copy quickly.

  3. The main risk

    Morgan Stanley initiated coverage with an underweight rating and a price target below current market value, threatening valuation multiples.

Quality, check by check

Scored against its own industry, from company filings.

ProfitabilityFair

Operating margin hits 15.7% with a free cash flow margin supported by low capital expenditures of just $20M: scaling remains efficient.

MoatFair

Its asset-light land option model forms a localized supply moat, reflected in an operating margin sitting in the top two-thirds of its sector.

GrowthSlow

Revenue growth sits in the bottom decile of its sector at negative 2.3%, showing top-line contraction compared to prior historical periods.

Financial healthStrong

Interest coverage is 52.9x, meaning debt costs are negligible, and the net cash position sits at $969M: the balance sheet is exceptionally fortified.

Insiders

Executives and directors, from SEC Form 4 filings we read ourselves. Open market trades only; grants, option exercises and pre-planned sales left out.

1 insider bought $405K on the open market.

Our sealed record on NVR

Verdicts appear here 30 days after we publish them; members see today's. Each one is in the nightly ledger, fingerprinted the night it was made.

The first sealed verdicts appear here on Oct 11, 2026.

Questions

Is NVR a good business?

NVR Inc scores average on the Cluenex quality check (5.4 of 10), measured against its own industry. Profitability is fair, moat fair, growth slow and financial health strong.

Are insiders buying NVR?

In the last 90 days of SEC Form 4 filings: 1 insider bought $405K on the open market.

When does NVR report earnings?

Oct 22, 2026, before the open.

For members

See NVR today

  • Today's verdict on NVR, and why
  • Fair value with cautious, base and optimistic cases
  • The exact price that would change the verdict
  • Which stocks each signal names, the night it fires
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Cite this page: Cluenex, “NVR Inc (NVR)”, https://cluenex.com/stocks/nvr/, data as of Oct 10, 2026.