CluenexBest fair value and intrinsic value tools for stocks in 2026, cheapest first
Short answer
The cheapest fair value tool is Alpha Spread, which has a free tier and paid plans from about $144 a year. Simply Wall St (about $131 a year) is the cheapest well known DCF tool and is very visual. Morningstar Investor ($249 a year) has analyst written fair values and moat ratings. GuruFocus is deepest for value investors but costs more. Cluenex gives a cautious, base and optimistic value with a buy price and says what would change the view. No fair value is a fact: compare two methods before you rely on one.
The picks at a glance
| Tool | Best for | Price |
|---|---|---|
| Alpha Spread | The cheapest DCF and relative value estimates, with global coverage | Free tier (3 reports a week); Premium about $144 a year; Unlimited about $240 a year |
| Simply Wall St | Visual learners who want a DCF fair value on stocks worldwide | Premium about $131 a year, Unlimited about $258 a year (annual billing) |
| Morningstar Investor | Analyst written fair values and moat ratings, plus funds and ETFs | $34.95 a month or $249 a year |
| GuruFocus | Value investors who want GF Value, guru portfolios and deep financial history | Premium from about $424 to $499 a year depending on region; higher tiers cost more |
| Cluenex Our product | A value range with a buy price, and what would change it | Core $690 a year (about $58 a month) or $69 monthly; Pro $1,990 a year (about $166 a month) or $199 monthly; free plan available |
How we picked
- How the value is built: discounted cash flow, multiples, analyst judgment, or a mix
- Whether it shows a range or scenarios instead of one number
- Whether it tells you what assumption would change the answer
- Price, coverage and what the free tier includes
1. Alpha Spread
Best for: The cheapest DCF and relative value estimates, with global coverage.
Price: Free tier (3 reports a week); Premium about $144 a year; Unlimited about $240 a year
- Free tier for occasional checks
- DCF and relative valuation side by side
- Global coverage
- Free and Premium plans limit how many stocks you can open each week
- Fewer insider and options tools
2. Simply Wall St
Best for: Visual learners who want a DCF fair value on stocks worldwide.
Price: Premium about $131 a year, Unlimited about $258 a year (annual billing)
- The snowflake makes a company easy to grasp
- DCF fair value with editable assumptions
- Global coverage and portfolio tracking
- One fair value number rather than scenarios
- Limited insider analysis and no options tools
3. Morningstar Investor
Best for: Analyst written fair values and moat ratings, plus funds and ETFs.
Price: $34.95 a month or $249 a year
- Fair values written by analysts with a long published methodology
- Economic moat and uncertainty ratings
- Industry standard fund research
- Analyst coverage is narrower than model based tools
- No insider, Congress or options tools
Morningstar Investor website · Cluenex vs Morningstar Investor
4. GuruFocus
Best for: Value investors who want GF Value, guru portfolios and deep financial history.
Price: Premium from about $424 to $499 a year depending on region; higher tiers cost more
- GF Value chart against price history
- Guru portfolio tracking and decades of financial data
- Many valuation models in one place
- Pricier than the others here
- A dense interface that takes time to learn
5. Cluenex (our product)
Best for: A value range with a buy price, and what would change it.
Price: Core $690 a year (about $58 a month) or $69 monthly; Pro $1,990 a year (about $166 a month) or $199 monthly; free plan available
- Cautious, base and optimistic fair value on about 1,000 US stocks, rechecked nightly
- A buy price and the one or two assumptions that would change the view
- Every valuation call sealed and scored against the S&P 500 in public
- Insider trades, Congress trades and options in the same plan
- US stocks only, about 1,000 of the largest
- Costs more than a valuation only tool if fair value is all you need
Check any of 1,000 US stocks, free
No account needed. See the business, the price, insiders and the trend in plain words, with the price that would change our view.
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Where Cluenex is not the right fit
- Covers about 1,000 large US-listed stocks only: no small caps, no non-US stocks, no mutual funds
- A young service: the public sealed record started in October 2026, so it is short
- No community of contributor articles
Questions people ask
What is the cheapest stock research tool with fair value estimates?
Alpha Spread has a free tier and paid plans from about $144 a year. Simply Wall St Premium costs about $131 a year. Morningstar Investor costs $249 a year. Cluenex Core costs more but adds scenarios, a buy price, insider, Congress and options tools.
Why do fair value estimates for the same stock differ so much?
Each depends on assumptions about growth, margins and the discount rate, and small changes compound over ten years of cash flows. That is why a range of cases, and knowing which assumption drives the answer, is more useful than a single number.
Is a DCF worth doing for a retail investor?
Building one teaches you what has to go right for a stock to be worth its price. You do not need to build it from scratch every time: tools publish DCF values, and the useful work is checking whether their assumptions are reasonable.
Sources
- Alpha Spread pricing summary (Webfolio)
- Simply Wall St Review 2026
- Morningstar Investor Review 2026
- GuruFocus review 2026 (StockUnlock)
- Cluenex plans
Prices are list prices for US customers as of the date above and exclude promotions. Products change; check before you buy.